Reme Mortgage Rates – Verified Deals & Offers | August 2026

Save on Mortgage Refinancing, Home Purchase Loans with 17 manually verified Reme offers, updated for August 2026. Browse the latest Mortgage Rates, working discounts, and exclusive deals, with expired offers removed regularly.

Reme offers 0 coupon codes and 17 deals as of August 2026. Today's top offer: Ion Air Purifier Deals. Codes are verified and updated daily.

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Customer Reviews

4.3

Average Rating

Total Reviews

Jeff H.

★★★★☆

1 week ago

Good value on refinancing

I was shopping around for a good deal on refinancing my adjustable-rate mortgage. Reme offered a no-cost refinance option, which was a big draw for me. They also gave a decent lender credit toward other fees. I compared their rates and terms to a couple of other places like Rocket Mortgage, and Reme's offer just made more sense financially. The application process for the conventional loan was all online, which saved me time. I'm always looking for the best value, and they delivered on that promise, making the whole experience worth it for the savings.

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Amanda Phillips

★★★★☆

3 weeks ago

Home loan was pretty simple

My husband and I just got a home purchase loan through Reme, and it was way less stressful than I thought. We did the pre-approval online, which was quick. Then our loan officer walked us through the rest. We got a fixed-rate mortgage. They even helped us with some closing cost assistance, which was nice. It felt pretty clear every step of the way, even for someone who's not super into all the finance jargon. Took about a month and a half to close, which seemed normal.

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Jason N.

★★★★★

1 month ago

Consistent service, easy refinance

I've used Reme a few times now, most recently for a cash-out refinance. Just like before, the process was super straightforward. The online portal worked great, and they got everything through pretty quick. It's why I keep coming back, honestly. No surprises, which is what you want with this stuff.

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Reme Community Discussion

Share tips, ask questions & help fellow shoppers save more

Mary Allen

1 week ago

Can I actually lock in a rate with Reme before my application is fully approved? Worried about rates going up.

E Emily L. 1 week ago

Yeah, pretty sure you can do a rate lock with them. It's usually part of the process once you get further along.

A Alex D. 5 days ago

I locked my rate with Reme during my purchase application. It gave me peace of mind. Just ask your loan officer about the specifics and how long the lock is for.

8 Responses (2)

Justin Thomas

1 month ago

I'm a first-time homebuyer, does Reme have any special programs or rates for people like me?

A Anthony Scott 1 month ago

Yep, they do! They have first-time homebuyer programs. I'd definitely bring that up when you talk to a consultant.

O Olivia F. 4 weeks ago

I think they offer some credits or specific loan types for first-timers. It's worth asking them directly about it.

7 Responses (2)

Matt W.

3 days ago

How does Reme compare to like, SoFi or LoanDepot? I'm trying to decide between a few online lenders.

R Ryan Gomez 2 days ago

I checked out SoFi too. Reme felt a bit more personalized even though it's online. Rates were pretty competitive between them, but Reme had better closing cost options for me.

R Rachel Lopez 1 day ago

I think Reme's big thing is how fast they are. LoanDepot can be good but sometimes their process feels a bit clunkier from what I've heard. Reme tries to make it super digital.

6 Responses (2)

Nick Martinez

3 weeks ago

I'm looking to refinance to get some cash out for home improvements. Does Reme do cash-out refis?

E Elizabeth 2 weeks ago

Yep, they absolutely do cash-out refis. I actually just looked into that with them myself.

L Laura Moore 2 weeks ago

They offer cash-out refinance. It's one of their main services, so you should be good to go there.

3 Responses (2)

Megan D.

3 weeks ago

Does Reme offer any kind of discounts or credits for closing costs? I'm trying to compare them with Rocket Mortgage.

B Brittany Roberts 3 weeks ago

They don't do promo codes like some sites, but I got a lender credit for a chunk of my closing costs. It just showed up on the loan estimate after I talked to them.

R Ryan White 2 weeks ago

Yeah, I heard they have lender credits. My friend got like $1000 off their closing costs with them. You just have to ask during the consultation, I think.

3 Responses (2)

Sofia

6 days ago

Hey, thinking about using Reme for a refinance. How long does the whole application process usually take? I'm in California, if that matters.

E Emma R. 3 days ago

It's pretty fast, I just did my refinance with them last month. Felt like a couple weeks from start to finish, most of it is getting your documents in.

A Alex C. 2 days ago

Yeah, I think they say it's quicker than traditional banks. I used them for a home purchase, and the pre-approval was super quick, like within a day. The rest depends on how fast you get them what they need.

2 Responses (2)

Nathan P.

1 month ago

Do they offer VA loans? And if so, do they have any specific benefits for military members?

M Mary Nguyen 1 month ago

Yes, they do VA loans. I believe they also have a military discount or special credit sometimes. Definitely ask about it.

M Mary Roberts 4 weeks ago

My cousin got a VA loan through Reme and mentioned they had some extra perks for veterans. Worth checking out with them directly.

2 Responses (2)

Olivia Gomez

3 weeks ago

How legit is Reme? Never heard of them before but their rates look good. Are they a real lender or just a broker?

R Ryan Roberts 3 weeks ago

They're a direct lender, not just a broker. I used them for my mortgage and everything went smoothly. They're definitely real.

O Olivia T. 2 weeks ago

They're legit. I was skeptical too, but they're a proper mortgage company. They focus on online stuff so maybe that's why they're not as well known as some others.

0 Responses (2)

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